Strata insurance

Strata insurance for buildings with defects

Providers that publicly state they consider buildings with known defects appear first. The rest are shown because nothing in their recorded rules puts such a building outside their product — which is not the same as saying they will cover it. In every case, a provider agreeing to consider the building does not mean the defect, the cladding or the remediation work is covered.

Providers to review

These providers meet the filters used for this type of insurance.

CHU

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Mainly residential mixed-use schemes, Self-managed schemes, Strata managers and brokers

Cover areas
Building and common-area contentsLegal liabilityTemporary accommodation and loss of rentVoluntary workersOffice bearers' liabilityFidelity and cyberOptional machinery and catastrophe cover
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

CHU Underwriting Agencies acts for QBE Insurance (Australia) Limited. Its residential strata product can be approached directly or through an intermediary.

CHU (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Industrial strata schemes, subject to tenancy review, Self-managed schemes, strata managers and brokers

Cover areas
Building and common-area contentsLegal liabilityTemporary accommodation, rent and storageVoluntary workersOffice bearers' liabilityOptional machinery and catastrophe cover
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

CHU Underwriting Agencies acts for QBE Insurance (Australia) Limited. Its commercial product is for commercial strata and mixed-use schemes with at least 20% commercial floor area.

Hutch Underwriting

Underwriting agency · New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT
Who they work with

Residential strata schemes, Schemes with up to 20% commercial use, Brokers using supported placement platforms

Cover areas
PropertyLegal liabilityVoluntary workersFidelityOffice bearersMachinery breakdownCyber
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Hutch Underwriting is an authorised representative of CoverRadar Group. Its residential strata product is distributed through insurance brokers and supported broker platforms.

Hutch Underwriting (commercial)

Underwriting agency · New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Brokers using supported placement platforms

Cover areas
PropertyLegal liabilityVoluntary workersFidelityOffice bearersMachinery breakdownCyber
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Hutch Underwriting is an authorised representative of CoverRadar Group. Its commercial strata product launched in 2026 and is distributed through insurance brokers.

Rubix Underwriting

Underwriting agency · Australia-wide
Who they work with

Residential and mixed-use strata, Commercial and industrial strata, Buildings with known defects, Buildings with ACP or other cladding concerns, Hard-to-place risks

Cover areas
Residential strata propertyMixed-use strata propertyCommercial and industrial strata propertySpecialist review for defects and cladding
Why this provider is shown

Rubix states that it considers strata buildings with known defects, subject to specialist review. This is not confirmation that the defect or its repair is covered.

About this provider

Rubix is a broker-exclusive underwriting agency backed by certain Underwriters at Lloyd's. It considers residential, mixed-use, commercial and industrial strata, including some hard-to-place buildings.

Strata Community Insurance

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Mixed-use schemes, Self-managed schemes, Strata managers and brokers

Cover areas
Insured property and common contentsLegal liabilityTemporary accommodation and loss of rentVoluntary workersFidelity and office bearersMachinery and catastrophe sections
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Strata Community Insurance Agencies acts for Allianz Australia Insurance Limited. This is its residential strata route.

Strata Community Insurance (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Strata managers and brokers

Cover areas
Insured property and common contentsLegal liabilityVoluntary workersFidelity and office bearersMachinery and catastrophe sections
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Strata Community Insurance Agencies acts for Allianz Australia Insurance Limited. This is its separate commercial strata route, for schemes with 20% or more commercial floor area.

Strata Unit Underwriters

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Company-title schemes, Community and neighbourhood-title schemes, Strata managers and brokers

Cover areas
Building and common contentsLegal liabilityVoluntary workersOffice bearersFidelityMachinery breakdownLot-owner improvements
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Strata Unit Underwriting Agency issues this product under authority from CGU Australia Pty Ltd, trading as CGU Insurance. The product is intended for predominantly residential schemes.

Strata Unit Underwriters (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use strata schemes, Office and retail strata schemes, Strata managers and brokers

Cover areas
Building and common contentsLegal liabilityVoluntary workersOffice bearersFidelityMachinery breakdownLot-owner improvements
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Strata Unit Underwriting Agency issues this commercial strata product under authority from CGU Australia Pty Ltd, trading as CGU Insurance.

Suncorp Insurance

Direct insurer · Australia-wide
Who they work with

Small residential strata schemes, Community-title properties, Owners and body corporates seeking a direct route

Cover areas
Strata building and common areasLegal liabilityTemporary accommodation and loss of rentOffice bearersVoluntary workersFlood, storm and other listed insured events
Why this provider is shown

This provider doesn't have a recorded hard restriction for the answers you gave us.

About this provider

Suncorp Strata Insurance is issued by AAI Limited trading as Suncorp Insurance. The product is sold directly by phone.