How we compare
Specialist Compare uses your quiz answers to filter a selected panel of providers. A provider is removed when its recorded information explicitly rules it out for one of your answers. Missing or unresolved information stays neutral. We don't score providers or rank one option above another for you.
How your results are built
- Your answers filter the panel. Each answer helps narrow down the providers shown.
- Recorded exclusions remove a provider. If a provider's recorded information explicitly rules out one of the filters you've selected, it won't appear in your results. Missing information is not treated as a rejection.
- Selecting more than one type of cover. We check each selection. A provider is removed if its recorded information explicitly rules out any selected cover.
- Not sure? That's fine. If you choose “Not sure”, we won't use that question to filter your results.
- Location matters. Where location is part of the comparison, providers that don't offer cover in your state or territory won't be shown.
What we look at
- Farm: Farm type, farm size, cover needed and location. Annual value is captured as an enquiry detail but does not filter providers.
- Construction: Type of work, cover needed and location. Business size is captured as an enquiry detail but does not filter providers.
- Caravan: What you're insuring, where you travel, how you use it, modifications and location.
How providers are ordered
Providers that pass the filters are not ranked by how suitable they are for you.
Results are shown alphabetically.
Does payment affect the results?
Specialist Compare does not currently have paid provider arrangements. Payments do not determine whether a provider is shown or where it appears.
Providers are not ranked as a recommendation. How we make money
What to know about your results
Provider information and eligibility can change. A provider appearing in your results doesn't mean they will definitely offer you cover or that a particular policy is suitable for you. Check the latest information, cover and terms with the provider.