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first-time owners, grey nomads, full-time travellers
CIL specialises in insurance for caravans and other recreational vehicles, including motorhomes, camper trailers and fifth wheelers.
off-road tourers, remote-area travellers, modified-rig owners
Club 4X4 focuses on 4WDs, caravans and camper trailers, including vehicles set up for off-road travel and modifications.
CMCA members, motorhome owners, full-time travellers
Not specified
KT Insurance specialises in recreational vehicle insurance, including caravans, camper trailers, motorhomes and campervans.
touring families, full-time travellers
Let's Go provides specialist insurance for caravans and RVs, from touring caravans and camper trailers to motorhomes and fifth wheelers.
recreational tourers
NRMA offers caravan and motorhome insurance, including cover for some vehicles designed for off-road travel.
RACV offers caravan insurance for Victorian customers, with eligible motorhomes handled through its motor insurance range.
recreational tourers
Suncorp offers insurance for caravans, camper trailers and motorhomes, with different products depending on the type of vehicle.
The cover you need will depend on your caravan or motorhome, how you use it and where you travel.
Cover for caravans used for holidays and regular road trips.
Cover options for caravans designed for unsealed roads and off-road travel.
Cover for camper trailers, including contents and accessories where available.
Cover for motorised RVs and campervans.
Caravan insurance can vary depending on the type of caravan or motorhome, how it is used and where you travel.
A touring caravan, off-road caravan and motorhome can need different types of cover.
Off-road travel, modifications and accessories can also affect which policies are available and what is covered.
If you live in your caravan or motorhome full-time, you need to check that the policy allows permanent or long-term use.
Having a few details ready can make the quote process easier.
See the selected caravan insurance providers before answering any questions.
Answer optional guided questions to see providers based on what you tell us.
Review your options and decide which provider you want to approach.
The cost of caravan insurance can depend on the type and value of your caravan or motorhome, how it is used and the cover you choose.
The type of caravan, camper trailer or motorhome and its insured value can affect the premium.
Where your caravan is kept when you are not using it can affect the price.
Touring, off-road travel or long-term use can affect the cover available and the premium.
Declared modifications, accessories and extra equipment can change the amount you need to insure.
The cover and excess you choose can affect your premium.
Your claims history can affect the price of your insurance.
Caravan insurance is designed to cover caravans, camper trailers and similar recreational setups against risks such as accidental damage, theft and certain weather events. Motorhomes are often insured under a separate motorhome policy.
Cover varies by provider and policy, but caravan insurance can include:
Repair or replacement after insured accidental damage to the caravan or trailer.
Cover for loss or damage caused by insured events such as theft, fire or storm.
Cover for personal belongings, camping gear or an annexe where included or selected.
Cover for certain claims if you are legally liable for damage to someone else's property.
Some policies cover off-road or unsealed-road travel, subject to policy conditions and the caravan being suitable for that use.
Declared modifications and accessories may be covered where accepted by the insurer.
Full-time use: Some providers cover permanent or long-term use, while others exclude it. Always tell the provider how the caravan or motorhome is used.
Some policies do, but the conditions vary. Check where the policy allows you to travel and whether your caravan is designed for that type of terrain.
Yes, some providers offer cover for permanent or long-term use, while others do not. Tell the provider how you use the caravan before you buy.
Yes. Tell the insurer about modifications and accessories you want covered. Undeclared changes can affect your cover or a claim, depending on the policy.
It can. Some policies include limited contents or annexe cover, while others offer extra cover as an option. Check the limits and conditions before you buy.
Not always. A motorhome is a motorised vehicle and some insurers use a separate motorhome policy. Check the product that applies to your vehicle.
