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residential builders, owner builders
BRIC specialises in construction insurance for builders, developers and owner builders, including contract works and other construction-related cover.
owner builders
BuildSafe focuses on insurance for builders, trades and owner builders, including contract works and public liability.
commercial builders, infrastructure contractors
Coverforce works across residential, commercial and civil construction, from trades and subcontractors through to builders and developers.
civil contractors, large commercial projects
Gallagher works with construction businesses across a wide range of projects, including commercial, civil and more complex construction risks.
residential builders
HIA Insurance Services provides insurance for builders, tradies and subcontractors, including contract works and home warranty cover in eligible states.
residential builders, commercial builders
MBIB specialises in the building industry, covering tradies and subcontractors through to residential, commercial and civil construction businesses.
WA builders and contractors
Statewide has a strong focus on Western Australian construction, including builders, contractors and construction-related insurance.
tradies, contractors of all sizes
Trade Risk focuses on insurance for tradies, builders and contractors, including public liability, contract works and tools cover.
The cover you need will depend on the work you do, the size of your business and the projects you take on.
Cover for trade work, tools and liability.
Contract works, liability and cover for building projects.
Professional indemnity and liability cover for design, advice and project services.
Cover options for residential building work, including state-based requirements where they apply.
Construction insurance needs can change depending on your trade, the work you do and the size of your projects.
A tradie, builder and construction consultant can need very different types of cover.
The value and type of projects you work on can also affect the cover and providers available.
Some residential building insurance requirements vary by state or territory and the type and value of work.
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Review your options and decide which provider you want to approach.
The cost of construction insurance can depend on the work you do, the size of your business, your projects and the cover you choose.
Different trades and construction activities can have different insurance risks.
Turnover, employee numbers and the amount of work you do can affect the cost.
The type and value of the projects you work on can affect the cover you need and the price.
The types of insurance you choose and the amount of cover can affect your premium.
Your claims history and the excess you choose can affect the price of your insurance.
Some residential building and workplace insurance requirements vary by state or territory and type of work.
Construction insurance is a broad term for cover designed for builders, tradies, contractors and other construction businesses. Depending on the work you do, this can include public liability, contract works, tools and equipment, professional indemnity and other cover.
Cover varies by provider and policy, but construction insurance can include:
Cover for claims involving injury to other people or damage to their property.
Cover for construction work, materials and other insured property while a project is underway.
Cover for tools and equipment used for your work.
Cover for claims arising from professional design, advice or services.
Required for some residential building work. Rules vary by state or territory.
Workers compensation is separate and may be compulsory if you employ workers. Requirements vary by state and territory.
It depends on the work you do, where you operate and your contracts. Common types of cover can include public liability, tools and equipment, contract works and, for some professional roles, professional indemnity.
Contract works insurance is designed to cover construction work, materials and other insured property while a project is underway. What is covered depends on the policy.
It depends on your trade, state or territory, licence requirements and contracts. Some occupations or work sites may require it, so check the rules and contracts that apply to your work.
It is a form of consumer protection for certain residential building work. The name, rules and project thresholds vary by state or territory, so check the requirements where the work is being done.
