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large intensive operations, corporate agribusiness
Agripro specialises in agricultural insurance, particularly for larger and more complex farming businesses, livestock operations and agribusiness.
family farms, wineries
EBM's FarmCover is designed for a broad range of farming risks, combining cover for farm property, equipment, liability and other agricultural needs.
regional communities, family farms
Elders Insurance offers farm cover for a wide range of Australian farming businesses, including property, machinery, livestock and crop risks.
hobby farmers, lifestyle property owners
Farmstyle is aimed at smaller and hobby farms, with eligibility based on things such as property size and annual farming turnover.
commercial operations, corporate agribusiness
Gallagher works with farms ranging from smaller hobby properties through to large commercial and corporate agricultural businesses.
vineyards, wineries, orchards
Midland has specialist experience with vineyards, wineries and winemakers, including farm property, liability and wine-related risks.
broadacre croppers
Regional Insurance Professionals works with farming and agricultural businesses, with particular experience arranging crop insurance.
Mixed farming, Cropping, Cattle
WFI provides rural and farm insurance, including cover for farm property, machinery, livestock and crop risks.
The cover you need will depend on your property, what you do on the farm and what you need insured.
Farm insurance is designed around the specific risks that come with owning or running a farm.
The type of farm matters. A lifestyle block, mixed farm and vineyard can have very different insurance needs.
The size of the farm can matter too. A small hobby farm may need very different cover from a large commercial operation.
Some farm risks, such as crop cover, spoilage or agistment-related risks, may only be available from certain providers.
Having a few details ready can make the quote process easier.
See the selected farm insurance providers before answering any questions.
Answer optional guided questions to see providers based on what you tell us.
Review your options and decide which provider you want to approach.
The cost of farm insurance can depend on what you're insuring, how the farm is used and where it's located.
Flood, bushfire, hail and storm risk can vary depending on where your farm is located.
The type of farm and how it operates can affect the cost of cover.
The number and value of homes, sheds, workshops and other buildings can affect your premium.
The amount and value of machinery and equipment you want covered can affect the cost.
Employees, visitors, farm-gate sales and agistment can change the type and amount of cover you need.
Your claims history and the excess you choose can affect the price of your insurance.
Farm insurance is designed to cover the different risks that come with owning or running a farm. Depending on the policy, this can include buildings, machinery, livestock, farm produce and liability. Separate crop cover may be needed for standing crops or loss of yield.
Cover varies by provider and policy, but farm insurance can include:
The main home and other accommodation on the property.
Sheds, barns and other structures.
Tractors, machinery and other equipment.
Cattle, sheep, horses and other livestock.
Hay, grain and other farm produce, depending on the policy.
Public and product liability cover.
A specialist farm broker can help you understand your options and approach insurers that work with farms like yours. This can be useful when your property, business or cover needs are more complex.
Yes. Some providers offer insurance for hobby farms, small acreages and lifestyle blocks. The options available can depend on the size of the property, how it's used and what you need covered.
It can. Some farm insurance policies can include the home, vehicles and other farm assets, while others may require separate cover. Check what's included with the provider before you buy.
It depends on how the property is used and what you need insured. A small working farm, hobby farm and lifestyle property can have different insurance needs.
