Strata insurance

Commercial strata insurance

Providers recorded as covering commercial strata schemes. Commercial use is not a single risk class, so the occupancy usually needs broker or underwriting review.

Providers to review

These providers meet the filters used for this type of insurance.

CHU (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Industrial strata schemes, subject to tenancy review, Self-managed schemes, strata managers and brokers

Cover areas
Building and common-area contentsLegal liabilityTemporary accommodation, rent and storageVoluntary workersOffice bearers' liabilityOptional machinery and catastrophe cover
Why this provider is shown

CHU publishes a commercial strata product for this type of property, subject to tenancy review.

About this provider

CHU Underwriting Agencies acts for QBE Insurance (Australia) Limited. Its commercial product is for commercial strata and mixed-use schemes with at least 20% commercial floor area.

Chubb

Insurer · broker-only · Australia-wide
Who they work with

Residential strata schemes, Mixed-use schemes, Commercial strata schemes, Larger buildings, Brokers placing complex risks

Cover areas
Building and common propertyTemporary accommodation and loss of rentMachinery breakdownCrimeGeneral and management liabilityVoluntary workers
Why this provider is shown

Chubb publishes an appetite for commercial and mixed-use strata buildings.

About this provider

Chubb Insurance Australia Limited offers one strata product for residential, mixed-use and commercial buildings. The product is available only through insurance brokers.

Hutch Underwriting (commercial)

Underwriting agency · New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Brokers using supported placement platforms

Cover areas
PropertyLegal liabilityVoluntary workersFidelityOffice bearersMachinery breakdownCyber
Why this provider is shown

Hutch offers a commercial strata product for this type of scheme, subject to the occupancy being reviewed.

About this provider

Hutch Underwriting is an authorised representative of CoverRadar Group. Its commercial strata product launched in 2026 and is distributed through insurance brokers.

Rubix Underwriting

Underwriting agency · Australia-wide
Who they work with

Residential and mixed-use strata, Commercial and industrial strata, Buildings with known defects, Buildings with ACP or other cladding concerns, Hard-to-place risks

Cover areas
Residential strata propertyMixed-use strata propertyCommercial and industrial strata propertySpecialist review for defects and cladding
Why this provider is shown

Rubix may consider this commercial strata risk through a specialist broker submission.

About this provider

Rubix is a broker-exclusive underwriting agency backed by certain Underwriters at Lloyd's. It considers residential, mixed-use, commercial and industrial strata, including some hard-to-place buildings.

Strata Community Insurance (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use schemes at or above 20% commercial floor area, Strata managers and brokers

Cover areas
Insured property and common contentsLegal liabilityVoluntary workersFidelity and office bearersMachinery and catastrophe sections
Why this provider is shown

It offers a separate commercial strata product for properties with commercial occupancies.

About this provider

Strata Community Insurance Agencies acts for Allianz Australia Insurance Limited. This is its separate commercial strata route, for schemes with 20% or more commercial floor area.

Strata Unit Underwriters (commercial)

Underwriting agency · Australia-wide
Who they work with

Commercial strata schemes, Mixed-use strata schemes, Office and retail strata schemes, Strata managers and brokers

Cover areas
Building and common contentsLegal liabilityVoluntary workersOffice bearersFidelityMachinery breakdownLot-owner improvements
Why this provider is shown

SUU publishes a commercial strata product for this type of scheme, subject to underwriting.

About this provider

Strata Unit Underwriting Agency issues this commercial strata product under authority from CGU Australia Pty Ltd, trading as CGU Insurance.