Strata insurance

Residential strata insurance

Providers recorded as covering residential strata and owners-corporation schemes. Each one still makes its own underwriting decision.

Providers to review

These providers meet the filters used for this type of insurance.

CHU

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Mainly residential mixed-use schemes, Self-managed schemes, Strata managers and brokers

Cover areas
Building and common-area contentsLegal liabilityTemporary accommodation and loss of rentVoluntary workersOffice bearers' liabilityFidelity and cyberOptional machinery and catastrophe cover
Why this provider is shown

CHU has a residential strata product for this type of scheme.

About this provider

CHU Underwriting Agencies acts for QBE Insurance (Australia) Limited. Its residential strata product can be approached directly or through an intermediary.

Chubb

Insurer · broker-only · Australia-wide
Who they work with

Residential strata schemes, Mixed-use schemes, Commercial strata schemes, Larger buildings, Brokers placing complex risks

Cover areas
Building and common propertyTemporary accommodation and loss of rentMachinery breakdownCrimeGeneral and management liabilityVoluntary workers
Why this provider is shown

Covers residential strata schemes, which matches what you told us.

About this provider

Chubb Insurance Australia Limited offers one strata product for residential, mixed-use and commercial buildings. The product is available only through insurance brokers.

Hutch Underwriting

Underwriting agency · New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT
Who they work with

Residential strata schemes, Schemes with up to 20% commercial use, Brokers using supported placement platforms

Cover areas
PropertyLegal liabilityVoluntary workersFidelityOffice bearersMachinery breakdownCyber
Why this provider is shown

Hutch publishes a residential strata product for this type of scheme.

About this provider

Hutch Underwriting is an authorised representative of CoverRadar Group. Its residential strata product is distributed through insurance brokers and supported broker platforms.

Rubix Underwriting

Underwriting agency · Australia-wide
Who they work with

Residential and mixed-use strata, Commercial and industrial strata, Buildings with known defects, Buildings with ACP or other cladding concerns, Hard-to-place risks

Cover areas
Residential strata propertyMixed-use strata propertyCommercial and industrial strata propertySpecialist review for defects and cladding
Why this provider is shown

Covers residential strata schemes, which matches what you told us.

About this provider

Rubix is a broker-exclusive underwriting agency backed by certain Underwriters at Lloyd's. It considers residential, mixed-use, commercial and industrial strata, including some hard-to-place buildings.

Strata Community Insurance

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Mixed-use schemes, Self-managed schemes, Strata managers and brokers

Cover areas
Insured property and common contentsLegal liabilityTemporary accommodation and loss of rentVoluntary workersFidelity and office bearersMachinery and catastrophe sections
Why this provider is shown

Strata Community Insurance publishes a residential product for this type of scheme.

About this provider

Strata Community Insurance Agencies acts for Allianz Australia Insurance Limited. This is its residential strata route.

Strata Unit Underwriters

Underwriting agency · Australia-wide
Who they work with

Residential strata schemes, Company-title schemes, Community and neighbourhood-title schemes, Strata managers and brokers

Cover areas
Building and common contentsLegal liabilityVoluntary workersOffice bearersFidelityMachinery breakdownLot-owner improvements
Why this provider is shown

Strata Unit Underwriters' product is intended for predominantly residential strata schemes.

About this provider

Strata Unit Underwriting Agency issues this product under authority from CGU Australia Pty Ltd, trading as CGU Insurance. The product is intended for predominantly residential schemes.

Suncorp Insurance

Direct insurer · Australia-wide
Who they work with

Small residential strata schemes, Community-title properties, Owners and body corporates seeking a direct route

Cover areas
Strata building and common areasLegal liabilityTemporary accommodation and loss of rentOffice bearersVoluntary workersFlood, storm and other listed insured events
Why this provider is shown

Covers residential strata schemes, which matches what you told us.

About this provider

Suncorp Strata Insurance is issued by AAI Limited trading as Suncorp Insurance. The product is sold directly by phone.