Disclaimer

Last updated: 3 September 2026

About the information on Specialist Compare

Specialist Compare provides general information and tools to help you narrow a selected panel of providers. We do not recommend a provider or policy, and our results are not personal financial advice.

Your results

Your results are based on the answers you give and the provider information recorded by Specialist Compare. A provider appearing in your results does not mean they will offer you insurance or that a particular policy is suitable for you.

Providers make their own decisions about whether they can offer cover and on what terms.

Provider information

We build our provider information from public sources, including Product Disclosure Statements, policy wordings and information published on provider websites.

We record only what those sources support. If an important point is unclear, we do not treat it as confirmed.

We review our core provider information each quarter.

Products, eligibility and policy terms can change between reviews. Check the latest documents and details with the provider before arranging cover.

Before you buy

Before acting, read the current PDS and policy wording and confirm the cover, exclusions, limits and eligibility with the provider.

Commercial relationships

Specialist Compare does not currently receive referral fees or payments from providers for clicks, enquiries, quotes or policies. Read How we make money for more information.

Third-party websites

Specialist Compare links to websites operated by insurers, brokers and other third parties. Those websites are controlled by their owners and have their own terms and privacy practices.